Malaysian Motor Insurance Calculator

Estimated annual premium based on PIAM Motor Tariff for private cars (comprehensive, TPFT, or third-party).

Cover type

Region

Sum insured (market/agreed value, RM)

Engine capacity (cc)

NCD discount

Additional named drivers (beyond 2)

Estimated annual premium

RM 1,684

Basic premiumRM 1,580

NCD discount− RM 0

After NCDRM 1,580

Service tax (6%)RM 95

Stamp dutyRM 10

Estimate only. Actual premium depends on insurer loading, vehicle make/model, driver age, claims history, and add-ons (windscreen, flood, all-driver, etc.).